Applicable Federal Rates for 2000

Short-Term Rates for 2000

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2000	5.88%	5.80%	5.76%	5.73%
Feb-2000	6.20%	6.11%	6.06%	6.03%
Mar-2000	6.45%	6.35%	6.30%	6.27%
Apr-2000	6.46%	6.36%	6.31%	6.28%
May-2000	6.42%	6.32%	6.27%	6.24%
Jun-2000	6.53%	6.43%	6.38%	6.35%
Jul-2000	6.60%	6.49%	6.44%	6.40%
Aug-2000	6.37%	6.27%	6.22%	6.19%
Sep-2000	6.33%	6.23%	6.18%	6.15%
Oct-2000	6.30%	6.20%	6.15%	6.12%
Nov-2000	6.15%	6.06%	6.01%	5.98%
Dec-2000	6.10%	6.01%	5.97%	5.94%

Mid-Term Rates for 2000

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2000	6.21%	6.12%	6.07%	6.04%
Feb-2000	6.56%	6.46%	6.41%	6.37%
Mar-2000	6.80%	6.69%	6.63%	6.60%
Apr-2000	6.71%	6.60%	6.55%	6.51%
May-2000	6.40%	6.30%	6.25%	6.22%
Jun-2000	6.62%	6.51%	6.46%	6.42%
Jul-2000	6.62%	6.51%	6.46%	6.42%
Aug-2000	6.33%	6.23%	6.18%	6.15%
Sep-2000	6.22%	6.13%	6.08%	6.05%
Oct-2000	6.09%	6.00%	5.96%	5.93%
Nov-2000	6.01%	5.92%	5.88%	5.85%
Dec-2000	5.87%	5.79%	5.75%	5.72%

Long-Term Rates for 2000

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2000	6.45%	6.35%	6.30%	6.27%
Feb-2000	6.77%	6.66%	6.61%	6.57%
Mar-2000	6.75%	6.64%	6.59%	6.55%
Apr-2000	6.49%	6.39%	6.34%	6.31%
May-2000	6.20%	6.11%	6.06%	6.03%
Jun-2000	6.39%	6.29%	6.24%	6.21%
Jul-2000	6.40%	6.30%	6.25%	6.22%
Aug-2000	6.22%	6.13%	6.08%	6.05%
Sep-2000	6.09%	6.00%	5.96%	5.93%
Oct-2000	5.96%	5.87%	5.83%	5.80%
Nov-2000	6.09%	6.00%	5.96%	5.93%
Dec-2000	5.98%	5.89%	5.85%	5.82%