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Applicable Federal Rates for 1996

Short-Term Rates for 1996
Month Annual Semiann. Quarterly Monthly

Jan-96

5.50%

5.43%

5.39%

5.37%

Feb-96

5.32%

5.25%

5.22%

5.19%

Mar-96

5.05%

4.99%

4.96%

4.94%

Apr-96

5.33%

5.26%

5.23%

5.20%

May-96

5.76%

5.68%

5.64%

5.61%

Jun-96

5.88%

5.80%

5.76%

5.73%

Jul-96

6.04%

5.95%

5.91%

5.88%

Aug-96

6.15%

6.06%

6.01%

5.98%

Sep-96

6.02%

5.93%

5.89%

5.86%

Oct-96

6.07%

5.98%

5.94%

5.91%

Nov-96

5.96%

5.87%

5.83%

5.80%

Dec-96

5.75%

5.67%

5.63%

5.60%

Short-Term Rates for 1996
Month	Annual	Semiann.	Quarterly	Monthly
Jan-96	5.50%	5.43%	5.39%	5.37%
Feb-96	5.32%	5.25%	5.22%	5.19%
Mar-96	5.05%	4.99%	4.96%	4.94%
Apr-96	5.33%	5.26%	5.23%	5.20%
May-96	5.76%	5.68%	5.64%	5.61%
Jun-96	5.88%	5.80%	5.76%	5.73%
Jul-96	6.04%	5.95%	5.91%	5.88%
Aug-96	6.15%	6.06%	6.01%	5.98%
Sep-96	6.02%	5.93%	5.89%	5.86%
Oct-96	6.07%	5.98%	5.94%	5.91%
Nov-96	5.96%	5.87%	5.83%	5.80%
Dec-96	5.75%	5.67%	5.63%	5.60%

Mid-Term Rates for 1996
Month Annual Semiann. Quarterly Monthly

Jan-96

5.73%

5.65%

5.61%

5.58%

Feb-96

5.61%

5.53%

5.49%

5.47%

Mar-96

5.45%

5.38%

5.34%

5.32%

Apr-96

5.88%

5.80%

5.76%

5.73%

May-96

6.36%

6.26%

6.21%

6.18%

Jun-96

6.58%

6.48%

6.43%

6.39%

Jul-96

6.74%

6.63%

6.58%

6.54%

Aug-96

6.84%

6.73%

6.67%

6.64%

Sep-96

6.64%

6.53%

6.48%

6.44%

Oct-96

6.72%

6.61%

6.56%

6.52%

Nov-96

6.60%

6.49%

6.44%

6.40%

Dec-96

6.31%

6.21%

6.16%

6.13%

Mid-Term Rates for 1996
Month	Annual	Semiann.	Quarterly	Monthly
Jan-96	5.73%	5.65%	5.61%	5.58%
Feb-96	5.61%	5.53%	5.49%	5.47%
Mar-96	5.45%	5.38%	5.34%	5.32%
Apr-96	5.88%	5.80%	5.76%	5.73%
May-96	6.36%	6.26%	6.21%	6.18%
Jun-96	6.58%	6.48%	6.43%	6.39%
Jul-96	6.74%	6.63%	6.58%	6.54%
Aug-96	6.84%	6.73%	6.67%	6.64%
Sep-96	6.64%	6.53%	6.48%	6.44%
Oct-96	6.72%	6.61%	6.56%	6.52%
Nov-96	6.60%	6.49%	6.44%	6.40%
Dec-96	6.31%	6.21%	6.16%	6.13%

Long-Term Rates for 1996
Month Annual Semiann. Quarterly Monthly

Jan-96

6.19%

6.10%

6.05%

6.02%

Feb-96

6.09%

6.00%

5.96%

5.93%

Mar-96

6.07%

5.98%

5.94%

5.91%

Apr-96

6.51%

6.41%

6.36%

6.33%

May-96

6.83%

6.72%

6.66%

6.63%

Jun-96

7.04%

6.92%

9.69%

6.82%

Jul-96

7.12%

7.00%

6.94%

6.90%

Aug-96

7.21%

7.08%

7.02%

6.98%

Sep-96

7.03%

6.91%

6.85%

6.81%

Oct-96

7.13%

7.01%

6.95%

6.91%

Nov-96

7.02%

6.90%

6.84%

6.80%

Dec-96

6.77%

6.66%

6.61%

6.57%

Long-Term Rates for 1996
Month	Annual	Semiann.	Quarterly	Monthly
Jan-96	6.19%	6.10%	6.05%	6.02%
Feb-96	6.09%	6.00%	5.96%	5.93%
Mar-96	6.07%	5.98%	5.94%	5.91%
Apr-96	6.51%	6.41%	6.36%	6.33%
May-96	6.83%	6.72%	6.66%	6.63%
Jun-96	7.04%	6.92%	9.69%	6.82%
Jul-96	7.12%	7.00%	6.94%	6.90%
Aug-96	7.21%	7.08%	7.02%	6.98%
Sep-96	7.03%	6.91%	6.85%	6.81%
Oct-96	7.13%	7.01%	6.95%	6.91%
Nov-96	7.02%	6.90%	6.84%	6.80%
Dec-96	6.77%	6.66%	6.61%	6.57%

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Evans Law Office
Daniel B. Evans, Attorney at Law
P.O. Box 27370
Philadelphia, PA 19118
Telephone: (866) 348-4250
Email: dan@evans-legal.com