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Applicable Federal Rates for 2004

Short-Term Rates for 2004
Month Annual Semiann. Quarterly Monthly

Jan-2004

1.71%

1.70%

1.70%

1.69%

Feb-2004

1.62%

1.61%

1.61%

1.60%

Mar-2004

1.58%

1.57%

1.57%

1.56%

Apr-2004

1.47%

1.46%

1.46%

1.46%

May-2004

1.50%

1.49%

1.49%

1.49%

Jun-2004

1.98%

1.97%

1.97%

1.96%

Jul-2004

2.26%

2.25%

2.24%

2.24%

Aug-2004

2.37%

2.36%

2.35%

2.35%

Sep-2004

2.34%

2.33%

2.32%

2.32%

Oct-2004

2.26%

2.25%

2.24%

2.24%

Nov-2004

2.37%

2.36%

2.35%

2.35%

Dec-2004

2.48%

2.46%

2.45%

2.45%

Mid-Term Rates for 2004
Month Annual Semiann. Quarterly Monthly

Jan-2004

3.52%

3.49%

3.47%

3.46%

Feb-2004

3.44%

3.41%

3.40%

3.39%

Mar-2004

3.34%

3.31%

3.30%

3.29%

Apr-2004

3.15%

3.13%

3.12%

3.11%

May-2004

3.16%

3.14%

3.13%

3.12%

Jun-2004

3.89%

3.85%

3.83%

3.82%

Jul-2004

4.11%

4.07%

4.05%

4.04%

Aug-2004

4.00%

3.96%

3.94%

3.93%

Sep-2004

3.84%

3.80%

3.78%

3.77%

Oct-2004

3.62%

3.59%

3.57%

3.56%

Nov-2004

3.55%

3.52%

3.50%

3.49%

Dec-2004

3.56%

3.53%

3.51%

3.50%

Long-Term Rates for 2004
Month Annual Semiann. Quarterly Monthly

Jan-2004

5.01%

4.95%

4.92%

4.90%

Feb-2004

4.94%

4.88%

4.85%

4.83%

Mar-2004

4.84%

4.78%

4.75%

4.73%

Apr-2004

4.66%

4.61%

4.58%

4.57%

May-2004

4.65%

4.60%

4.57%

4.56%

Jun-2004

5.20%

5.13%

5.10%

5.08%

Jul-2004

5.34%

5.27%

5.24%

5.21%

Aug-2004

5.21%

5.14%

5.11%

5.09%

Sep-2004

5.03%

4.97%

4.94%

4.92%

Oct-2004

4.84%

4.78%

4.75%

4.73%

Nov-2004

4.70%

4.65%

4.62%

4.61%

Dec-2004

4.68%

4.63%

4.60%

4.59%


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Evans Law Office
Daniel B. Evans, Attorney at Law
P.O. Box 27370
Philadelphia, PA 19118
Telephone: (866) 348-4250
Email: dan@evans-legal.com