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Applicable Federal Rates for 2005

Short-Term Rates for 2005
Month Annual Semiann. Quarterly Monthly

Jan-2005

2.78%

2.76%

2.75%

2.74%

Feb-2005

2.92%

2.90%

2.89%

2.88%

Mar-2005

3.08%

3.06%

3.05%

3.04%

Apr-2005

3.35%

3.32%

3.31%

3.30%

May-2005

3.54%

3.51%

3.49%

3.48%

Jun-2005

3.46%

3.43%

3.42%

3.41%

Jul-2005

3.45%

3.42%

3.41%

3.40%

Aug-2005

3.58%

3.55%

3.53%

3.52%

Sep-2005

3.90%

3.86%

3.84%

3.83%

Oct-2005

3.89%

3.85%

3.83%

3.82%

Nov-2005

4.04%

4.00%

3.98%

3.97%

Dec-2005

4.34%

4.29%

4.27%

4.25%

Mid-Term Rates for 2005
Month Annual Semiann. Quarterly Monthly

Jan-2005

3.76%

3.73%

3.71%

3.70%

Feb-2005

3.83%

3.79%

3.77%

3.76%

Mar-2005

3.83%

3.79%

3.77%

3.76%

Apr-2005

4.09%

4.05%

4.03%

4.02%

May-2005

4.28%

4.24%

4.22%

4.20%

Jun-2005

4.01%

3.97%

3.95%

3.94%

Jul-2005

3.86%

3.82%

3.80%

3.79%

Aug-2005

3.92%

3.88%

3.86%

3.85%

Sep-2005

4.19%

4.15%

4.13%

4.11%

Oct-2005

4.08%

4.04%

4.02%

4.01%

Nov-2005

4.23%

4.19%

4.17%

4.15%

Dec-2005

4.52%

4.47%

4.45%

4.43%

Long-Term Rates for 2005
Month Annual Semiann. Quarterly Monthly

Jan-2005

4.76%

4.70%

4.67%

4.65%

Feb-2005

4.72%

4.67%

4.64%

4.63%

Mar-2005

4.52%

4.47%

4.45%

4.43%

Apr-2005

4.68%

4.63%

4.60%

4.59%

May-2005

4.83%

4.77%

4.74%

4.72%

Jun-2005

4.57%

4.52%

4.49%

4.48%

Jul-2005

4.35%

4.30%

4.28%

4.26%

Aug-2005

4.33%

4.28%

4.26%

4.24%

Sep-2005

4.52%

4.47%

4.45%

4.43%

Oct-2005

4.40%

4.35%

4.33%

4.31%

Nov-2005

4.57%

4.52%

4.49%

4.48%

Dec-2005

4.79%

4.73%

4.70%

4.68%

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Evans Law Office
Daniel B. Evans, Attorney at Law
P.O. Box 27370
Philadelphia, PA 19118
Telephone: (866) 348-4250
Email: dan@evans-legal.com