Applicable Federal Rates for 2013

Short-Term Rates for 2013

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2013	0.21%	0.21%	0.21%	0.21%
Feb-2013	0.21%	0.21%	0.21%	0.21%
Mar-2013	0.22%	0.22%	0.22%	0.22%
Apr-2013	0.22%	0.22%	0.22%	0.22%
May-2013	0.20%	0.20%	0.20%	0.20%
Jun-2013	0.18%	0.18%	0.18%	0.18%
Jul-2013	0.23%	0.23%	0.23%	0.23%
Aug-2013	0.28%	0.28%	0.28%	0.28%
Sep-2013	0.25%	0.25%	0.25%	0.25%
Oct-2013	0.32%	0.32%	0.32%	0.32%
Nov-2013	0.27%	0.27%	0.27%	0.27%
Dec-2013	0.25%	0.25%	0.25%	0.25%

Mid-Term Rates for 2013

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2013	0.87%	0.87%	0.87%	0.87%
Feb-2013	1.01%	1.01%	1.01%	1.01%
Mar-2013	1.09%	1.09%	1.09%	1.09%
Apr-2013	1.09%	1.09%	1.09%	1.09%
May-2013	1.00%	1.00%	1.00%	1.00%
Jun-2013	0.95%	0.95%	0.95%	0.95%
Jul-2013	1.21%	1.21%	1.21%	1.21%
Aug-2013	1.63%	1.62%	1.62%	1.62%
Sep-2013	1.66%	1.65%	1.65%	1.64%
Oct-2013	1.93%	1.92%	1.92%	1.91%
Nov-2013	1.73%	1.72%	1.72%	1.71%
Dec-2013	1.65%	1.64%	1.64%	1.63%

Long-Term Rates for 2013

Month	Annual	Semiann.	Quarterly	Monthly
Jan-2013	2.31%	2.30%	2.29%	2.29%
Feb-2013	2.52%	2.50%	2.49%	2.49%
Mar-2013	2.66%	2.64%	2.63%	2.63%
Apr-2013	2.70%	2.68%	2.67%	2.67%
May-2013	2.60%	2.58%	2.57%	2.57%
Jun-2013	2.47%	2.45%	2.44%	2.44%
Jul-2013	2.80%	2.78%	2.77%	2.76%
Aug-2013	3.16%	3.14%	3.13%	3.12%
Sep-2013	3.28%	3.25%	3.24%	3.23%
Oct-2013	3.50%	3.47%	3.46%	3.45%
Nov-2013	3.37%	3.34%	3.33%	3.32%
Dec-2013	3.32%	3.29%	3.28%	3.27%